Articles
How Auto Loans Work: APR, Term, and Total Cost
Understand monthly payments, how APR affects cost, and ways to save on your car loan.
2025-08-09
Compound Interest: The Simple Math Behind Growing Savings
Understand compounding frequency, APY vs APR, and how contributions accelerate growth.
2025-08-09
Credit Card Payoff Strategies That Actually Save You Money
Snowball vs. avalanche, lowering APR, and finding the fastest path out of debt.
2025-08-09
How Much House Can I Afford?
DTI rules of thumb, APR impact, and ways to expand your budget safely.
2025-08-09
How Mortgages Work: Rates, Payments, and Amortization
A clear guide to mortgage basics—interest rates, APR, amortization, PMI, points—and how to estimate your monthly payment.
2025-08-09
When Does Refinancing Make Sense? Calculating Break‑Even
Compare old vs. new payments, factor closing costs, and see how long to break even.
2025-08-09
Rent vs Buy: A Simple Monthly Payment Comparison
Understand the tradeoffs and which costs this simple model ignores.
2025-08-09
How Much Should I Save Each Month to Hit a Goal?
Solve for the monthly contribution that reaches your target by a deadline.
2025-08-09
Paying Off Student Loans Faster: What Actually Works
See how extra principal impacts payoff time and total interest.
2025-08-09
How Much Should You Tip? A Quick Guide
Typical percentages and when to adjust based on service.
2025-08-09